At Innovations Financial Credit Union, we’re here to support you through every stage of your financial journey—whether you’re building your savings, buying a new car, or growing your business.
We offer a full range of services designed to fit your life, including personal and business accounts, vehicle loans, home financing, and convenient digital tools to help you manage your money anytime, anywhere. Best of all, our decisions are made locally by people who understand your needs and care about your goals.
“We’re proud to be part of these communities and to build real relationships with our members,” said Kenny Ray Mitchell, Market Leader – Northern Panhandle Region. “Whether you’re just getting started or planning your next big move, our team is here to guide and support you every step of the way.”
Members also enjoy financial wellness resources, secure mobile banking with remote deposit, and the friendly, personalized service you expect from your neighborhood credit union.
With a full-service branch in Bonifay and a member-focused location in Chipley, we’re proud to serve the communities of Holmes and Washington counties—and we’re ready to help you do more with your money.
Stop by, give us a call, or visit us online. Let’s make your goals a reality.
Bonifay Branch: 402 N. Waukesha Street; Chipley Branch: 976 Main Street

